Loss Adjusting, Pre-Risk Survey & Risk Assessment
Loss Adjusting
When a loss incident takes place, all interested parties require proper management and adjustment of loss and all claims arising from it. Insurance and reinsurance companies acquire our services for correct and fair adjustment of loss.
Being the core expertise of our team of loss adjusters, we are highly qualified and experienced in delivering thorough and accurate loss adjusting services in variety of fields, through investigation into the circumstances and nature of loss, cause of loss investigation, guidance on loss mitigation and management procedures, physical inspection, reservation of the recovery rights, analysis of insurance policies and other agreements, loss amount calculation and adjustment, determination of scope of liability and issuance of loss adjustment report.
Our loss adjusting services are provided for variety of small, medium and major claims in various sectors including, but not limited to:
Marine & Aviation
- Cargo and stock throughput on sea, air and land freight
- Hull, boats and machinery
- Aircraft damage
- Project cargo
- Carriers’, forwarders’, ground handlers’, and cargo liability
- Aviation liability
Commercial & Domestic Property
- Property all risks for commercial buildings, factories, plants and warehouses and their contents
- Deterioration of stock
- Business interruption
- Home insurance and content
Liability
- General public/third-party liability
- Employers’ liability
- Directors’ and officers’ liability
- Design defects
- Product liability
- Professional indemnity
Engineering
- Construction/erection all risks in construction, oil and gas, power plants and other projects
- Project/contractors plants, machinery and equipment
- Machinery breakdown
- Delay in start-up
Other Claims
- Money
- Theft, burglary and robbery
- Embezzlement, fraud and theft by employees
- Catastrophes such as rainstorm, flood, sandstorm
- Glass damage
- Travel
- Benefit policies
Pre-Risk Survey & Risk Assessment
We carry out pre-risk surveys and assessments of all kinds of insurable interests, such as factories, all sorts of projects, hulls and boats, commercial buildings, warehouses, residential buildings, heavy equipment, fixed and mobile plants and machinery, stocks in trade and all other properties, for insurance and reinsurance companies, as well as corporations requiring risk analysis prior to taking on new endeavors, insuring new properties or renewing insurance and interest for existing risks.
Partnerships
Exalgia is the exclusive agent in Kuwait representing the following major international companies:
